Well, I am Manu from India, after looking on Wikipedia that HSBC is one of the finest bank in the world and checked if their services are available in India or not. So prepare to have your phone with you if you are logging in on your computer. I am seeking 4 x 2020 salary, can and will offer you NINE, closer to 10x security cover," and I get a no.. Then oddly after pre approving my wife, they told her the bank isn't prepared to lend to her. HSBC Bank Loan Specifics Available Mortgage Types - 4.8 / 5 Opened an HSBC Advanced Checking account via their promotion in September last year. Unsubscribe at any time. Staff is unfriendly and dismissive of any issues that arise with your account. Unsubscribe easily. The customer service is routed to India and the people you speak to have no real desire to help you out. But after visiting the branch I was felt like they want to know everything about us and despite of opening bank account they were talking about everything else. The bank has good investment services. Be the first one to find this review helpful. Check Rates. - The call centres appear to be overseas and people you deal with they do not sound competent. Its location on this page may change next time you visit. But not only that, as our debt-to-income ratio also plays an important role, so ideally that should be <15%. Click here to read 121 customer reviews of HSBC Business Banking, rated 2.67 by real people like you on Smart Money People. Not interested to help you. The customer service is routed to India and the people you speak to have no real desire to help you out. Have been told I'll be called within 15 days and then after 15 days been told they're unable to give an estimate for when I'll be contacted. A+ Rating from Better Business Bureau. HSBC is best for borrowers who: Already bank with HSBC. It does not bother me, but why? We also like that there are no annual service fees … High net worth individuals also have more of an incentive with premium service and better loan rates. I will never have any business with this bank For instance, it has a Board of Committees with clear board responsibilities set out that aim to promote its success not to Nobody reached out. They’ll suspend and close your account without basis, and worse of all, they won’t send you any notice, not even a letter, an email or a call. The employees of HSBC lack basic professional manners. It may not have been previewed, commissioned or If it cheated your small amount, it will cheat you bigger. what do you want us to do about it?' We also offer reviews of other HSBC products. Our content is intended to be used for general information purposes only. The bank acts with impunity when it comes to its actions and they will not respond or provide you with explanations when confronted. When HSBC makes a decision about your credit card application, you will receive an email from them. Review Centre provide reviews on HSBC internet banking. This is breathtakingly incompetent. For unknown reasons, my account was locked. I am a business owner & I have been HSBC CC holder for the past 18 months , never missed a payment & there was always quadrupled the payment ! I saw a market leading rate of 3.3% which was eye catching. To benefit from it, the entire cost of the fare has to be charged to your Premier World Mastercard. Equally online application process - verification of ID, which shouldn't be required since I am an existing customer not working. I assure they are the best in terms of credit repair. The bank acts with impunity when it comes to its actions and they will not respond or provide you with explanations when confronted. The customer service representative Rachel Brown should not even have a job. So, calling to check on your HSBC application status may be the best option. They are a complete bunch of incompetent clowns and thieves. I decided to also look at an investment home loan through HSBC. HSBC Bank Review. I call back and I get an update that they've denied the bonus based on their review failing to realize that the deposits made were actually direct deposits. Account holders can also utilize HSBC online banking, which includes a mobile app to review statements, deposit checks, transfer funds and pay bills. Monzo – Known for its app packed with features. But comparing them with CBA, I believe this just an excuse to hide behind to cover their old and out of date system. Some cardholders report HSBC Gold MasterCard credit limits as high as $25,000, but of course, that should be taken with a grain of salt. Now tried to use online complaint form and it tells me that my email is invalid. Talk to a Licensed Loan Officer If You Prefer Phone. Here’s an in-depth review of HSBC Bank and its products to see how they compare to other banks *. Have been asked 'so? The bank had 2 occasions giving me the impression that its staff's not honest. My 2018 tax return isn't great, but I was raising my child (seems I have been discriminated as a man who did this), but 2019 & 2020 are significant % of the loan. We value your privacy. Copyright © 2021 Consumers Unified LLC. HSBC Bank is well suited to customers with robust savings accounts and those who may have international banking needs. Sign up to receive our free weekly newsletter. Every day I call, sit on hold for hours, YES HOURS. You can no longer apply for the HSBC Platinum Mastercard. And lastly, I wish I was able to give Zero star, however, I am happy with One star, as HSBC has given $9.89 cashback on all transactions I have made in the last 2 weeks. Opened a case ID with their customer support, who told me somebody would reach out. … - For every transaction, you have to generate a secure passkey. HSBC offers four types of HSBC checking accounts, including basic and premier tiers. So problematic just to open a checking account !! She was supposed to be my point of contact but never returned any of my calls or emails. Can you believe this.. She has a great job at one of the safest companies in Australia. Thank you, you have successfully subscribed to our newsletter! Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. I gave them my salary details, but b/c I work for a family business I was treated differently. I offered cover (including the investment home) at over 9x. How does the HSBC Premier World Mastercard travel insurance work? Passengers acting or training as a pilot or crew member, Passengers with any pre-existing conditions that lead to covered incidents, Passengers committing felony or illegal activity. ConsumerAffairs is not a government agency. The bank doesn’t work with Zelle or Plaid so it makes linking your account very difficult. Trying now, for 6 weeks, on a daily basis to complete the process of opening a business account. This lender marketed a number of third party services and I got stuck with a home warranty company that refused to honor the terms of the warranty. If you are having an account with HSBC, any transaction to deal with your account should be communicated to you I made a mistake twice and joined HSBC for the second time after 5 years, purely deceived by their offers on cashback on transactions etc. However They started charging me fictitious amounts of money, keeping me on the edge as they continuously posted on their website fictitious balances that were already paid. The first, when I went with my mother to the branch on the third Ave, I left to get a document. Please download one of these up-to-date, free and excellent browsers: HSBC’s founders started out in 1865 with a clear and simple aim – to establish a bank in Hong Kong and Shanghai for the support of local and foreign trade 'which has become so much more extensive and varied than in former years’. Do not open an account! There is a good customer support service of the bank. HSBC has banking solutions for students, businesses and corporations. My account has been frozen saying some fraud prevention. See if opening up an account with this bank is in your best financial interest. And I found their services in India and after checking their website www.hsbc.co.in in India I finally found that they are offering a banking services in India. How do I apply for the HSBC Platinum Mastercard? Online support/chat more than useless. HSBC Bank has more than 160 branches in eight U.S. states—California, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, and Washington, plus Washington, D.C. Useless information. Awful experience with HSBC, who have moved all their communications to call centers to save themselves money at the cost of their customers. Your staff is not trustful when she has some bonus to earn. My experience is real. Unethical company with documented money laundering in their history. Work benefits are awesome! Metro Bank – One of the few challenger banks that also has a network of branches. We value your privacy. Very slow. and I had an auto payment going out of my account, I have been building my Credit , even during pandemic I paid way above my minimum payment . Worst bank I have ever dealt with - STAY AWAY FROM THEM! And the next week, in my mother's account there is a new credit card. I emailed the customer service three times, asking for the bonus, no one responded. Unsubscribe easily. This profile has not been claimed by the company. Chase and Us Bank are way more professional and prompt to service without such a tedious requirement, efforts, and time to just opening an account. Read reviews on salaries, working hours, work culture, office environment, and more to know if HSBC is the right company for you. Staff is unfriendly and dismissive of any issues that arise with your account. Calls regular get disconnected and you will never receive a call back. I called to cancel it. Worst bank to do business with. HSBC took money out of my account dishonestly. HSBC customer services is worse than useless, they obviously do not know what they are doing. HSBC have wasted both our time and efforts. Like 3 letters mailed on the same day with consecutive reference numbers for the same topic (welcome mail to HSBC and that my card is active) - (see the photos). 3,248 reviews from HSBC employees about HSBC culture, salaries, benefits, work-life balance, management, job security, and more. HSBC is a British investment banking company. I've spoken to people who don't understand the situation, have given me the wrong information, are unable to send an emails, repeatedly forward me to another team. You can check the profile page of each professional or company to determine whether they are a paying advertiser (indicated by the word "sponsored"). When I contacted the mortgage lender for their assistance, not only did they nor provide assistance, they would not even respond to my letters. I am wondering how the business is done if reps don't understand what they are doing. I have been trying to talk to someone about a fraud case for two weeks. I did not really want bonus, but at least they need to respond me and tell me what happened. it is like a Chinese bank, no credit, no trust. If it cheated your small amount, it will cheat you bigger. I wouldn't waste your time with HSBC. Alternately, you can go to the nearest HSBC branch to check your HSBC credit card application status in person. HSBC Bank - Read unbiased reviews of HSBC Bank, rated 4.7 out of 5 stars by 142 users Special gratitude to EXCELLENT CREDIT SOLUTION . I have been a premier customer for 7 years and if I had a choice, I would give this bank a fat 0. And have good credit scores. But please don't fall for this little incentive as the headache dealing with this bank does not worth the hassle and the offer, believe me: - Online internet banking, mobile internet banking is not user-friendly. She was supposed to be my point of contact but never returned any of my calls or emails. Some of HSBC’s accounts are enticing. Information is displayed first and foremost for the benefit of consumers. - You may get the same letter 3 times, which shows how disorganised this bank is. Like CBA, (which sends you a code to your phone and once the code is, you are good to go), with HSBC, you need to call them, wait on the line for a few minutes and once they IDed you, you can then use the ApplePay. All Rights Reserved. One of the pathetic banking experience I have had. Enjoy reading our tips and recommendations. HSBC has numerous branches across the globe, in-depth online banking services and a worldwide presence. Calling the customer service line will allow you to speak with a representative, even if you don't have an open account with HSBC – just wait until the automated system gives the option to press pound (#) if you don't have an HSBC account. My former wife, (current GF) who works for a top 10 publicly listed ASX company got a loan pre approval. I will never have any business with this bank since then, and not encourage people to do business with this bank. on several occasions trying to report data theft. Though its an uncommon practice, HSBC Bank offers an overdraft protection program using a line of credit to help its account holders avoid overdraft fees. Not only is it the worst fossil fuel funder, funding companies that are guilty of global warming , it also works with the Chinese government to block pro democracy protesters This is my opinion, I might be wrong. Still contacting them to get this resolved.... what a joke of a company. Overall, worst experience I have ever had with a bank. How do I check my HSBC credit card application status? Down the decades, they have grown and adapted in order to... My name is John Gibson from Texas, I want to thank JERRYLINK CREDIT GROUP for helping me and my family, I stayed at Texas with my wife in an apartment which was no longer comfortable for us after we welcomed our 3 child last month, we decided to move to more comfortable apartment at phoenix Arizona. Nationwide – The last building society that does banking on a national level. Staff is unfriendly and dismissive of any issues that arise with your account. Get buying tips about Banks and Credit Unions delivered to your inbox. Each time I asked for a manager, I was rerouted to anyone else but NOT to the manager. HSBC commonly asks credit card applicants for more documents for identity verification, according to forum posts online. Read other consumers experiences if you're thinking of getting a new online bank account. I provided accountant letters that company's didn't trade. I was told it will be closed, but I can see that they finally refused. The short-term 6-month CD is also high. My money funds $ 10,000 have been not making any earning. It could be for you if you're looking for a bank with a huge global presence. Overall, HSBC is not like a British bank. I have called them more than calling my parents in the last 2 weeks! See reviews below to learn more or submit your own review. In particular, you’ll find HSBC works great for you if you: Wish to bank … HSBC’s HELOC comes with competitive interest rates and low costs, especially if you have an established relationship with the bank. I opened and account on 3/3/2021. As I am a director of 4 companies (3 of which no longer trade and I have a trust), I was treated with serious distrust. Historically Low Interest Rates. Want to … To check your HSBC credit card application status, refer to the email HSBC sent you after submitting your credit card application or call (888) 385-8916. The HSBC Gold Mastercard customer service phone number is 888-385-8916. The bank doesn’t work with Zelle or Plaid so it makes linking your account very difficult. Try calling on lunch break sitting on hold. Pay attention to it. HSBC Direct Bank Review: Checking, Savings and CDs HSBC Direct is an online bank with solid checking and savings options, but its mobile apps … I have been told my best option is to file a complain and wait 8 weeks for a response, and if I don't get a response... then there's nothing I can do. Benefits, fees and eligibility vary depending on a variety of factors. Depending on the type of account, HSBC monthly maintenance fees range from $3 to $50 per month. +4998 users submitted a rating without writing a full review. When I called the bank in India they informed there is no time frame for a fraud review and I should just wait and see what happens. Put in the last 3 digits of your BSB then all your account number every time for a day to day transactions, code generating every time, the system being down frequently, is very common in my second experience for 2 weeks. HSBC offers new customers cash bonuses. HSBC Bank has a comprehensive range of policies and systems put in place to ensure it is well managed. FAQ. HSBC offers a range of bank products and services, including savings, checking, certificates of deposit, debit cards and credit cards. Cash-out & … Entrepreneurs that choose HSBC business banking have access to a variety of business solutions, including bank accounts, lending and insurance. If you say something they do nothing at all. - ApplePay: You can not add the card to your phone and use it straight away. Had someone panic and shut down my account then accidentally hang up. For more information about reviews on ConsumerAffairs.com please visit our HSBC Direct Bank Review 2021. HSBC Bank operates more than 200 branches and about 400 ATMs in California, Connecticut, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington state and Washington, D.C. The staff are rude or not capable to help you. In the pandemic period, I helped my mother to open a new account in HSBC for the first time for the purpose of earning a bonus. And some customers report that they didn't receive an email status notification until days after applying. HSBC Bank Reviews: Checking, Savings and CD Rates Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. Read expert and consumer reviews about HSBC, with information on accounts offered, fees, locations and more.. It's been weeks so I call back again, and one of their representatives told me they would reach out again to the department responsible for reviewing the account. What's the HSBC Gold Mastercard customer service phone number? Basically a higher credit score also helps you qualify for a higher credit limit. Summary: Finder’s best bank in the UK 2021. For 2 months now, unable to get a live person to unlock account, been transferred to multiple different departments, still unresolved. Your web browser (Internet Explorer) is out of date and no longer supported. Moreover, they charge 15 euros each month for NOTHING and even charged me 8 euro, but for what? Editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. HSBC should be awarded the worst bank in history ! HSBC (Bank): 1.3 out of 5 stars from 484 genuine reviews on Australia's largest opinion site ProductReview.com.au. HSBC Bank Account reviews come from people like you! I … Simply, for a transaction, you need TWO device!! I wrote an email to close the account, and told them I was not responsible for the charge they were slow to close the account, this time they responded fast. At the end of the conversation they told me they will send my application to their head office and if the application gets approved only then they will start the process of opening the account. In addition, HSBC Bank also offers conforming and affordable mortgages at competitive rate to meet the needs of all their clients. The bank waives the monthly fee for customers who maintain a specific balance, but its basic banking option incurs a $3 monthly fee regardless of the balance kept in the account. Overdraft fee amounts vary for HSBC account holders. For someone who thinks is good with the computer, the login steps are unnecessarily complicated and when you question them, they only say for security reasons. HSBC Bank is a master swindler. Poor customer service as well with an unwillingness to work with those who are not Premier accounts or higher. I called to HSBC with a request to check if I am eligible for a new checking account promotion since I already had CD some time ago. Forrest Hill, the VP is especially unhelpful and never returns calls or offers any real help. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. They helped me removed all negative items, and judgement on my credit report, the most amazing part is that my credit score has been raised from 608 to 808 excellence score. Two weeks passed, none responded. Calls regularly get disconnected and you will never receive a callback. I gave a 19 tax return and a 2020 tax return showing a pre tax salary of 25% of what I was seeking to loan. I am an existing FD customer. My experience is real. And How do I know I can trust these reviews about HSBC? HSBC gave me very hard time dealing with their pitiful, incompetent, fraudulent and deceptive customer service operators, at every department. In addition, this information does not originate from us and thus, we do not guarantee its accuracy. No call back again. The second, after my mother followed the instructions to earn the bonus, for several months the bank did not give her the bonus, I called customer service, the first time is a Hongkong office people picked up, she promised it will respond to me in 1 week, and three weeks passed no one responded. Here's the link to find them. STAY AWAY! Information on this page is provided 'as is' and solely for informational purposes, not for any other purpose or advice. Have good or excellent credit (690 or higher FICO) and qualify for the lowest rates. Met all qualifying activities, yet they didn't credit my account the bonus. Additional fees are assessed for completing wire transfers ($10 to $50 per transaction) and closing an account ($25). It is one of the big four banks in the UK and offers a range of financial services including mortgages, savings accounts, bank accounts, loans and credit cards. AmbitionBox has 3.4k HSBC reviews submitted by HSBC employees. HSBC Bank USA’s mortgage loan division provides home loans in every state except Alaska and West Virginia. 49 Reviews. Anyway, I essentially laugh at them, after weeks of politeness and jumping thru all their hoops and say, "So you'll give my wife a combined loan of approx 8.5x her pre tax salary and she has about 35% cover.. What is the average HSBC Gold Mastercard credit limit? Worst bank to do business with. THEY ARE SCAMMERS DON'T WASTE YOUR TIME,IF I COULD GIVE 0 STARS I WOULD, HORRIBLE CUSTOMER SERVICE EVER,REPORTING TO THE BBB ASAP!!!! So what is the HSBC credit for customers' trust to deposit their money in it? We’ll start sending you the news you need delivered straight to you. It is now 3/29 and after direct deposits have been issued into the account, I was notified by a returned payment my account is frozen. Some accounts come with high maintenance fees, but HSBC might be a good fit for consumers looking for an online savings account with a global bank. Account holders who have a minimum balance of $75,000 or have recurrent direct deposits totaling at least $5,000 per month do not have to pay an account fee on a premier checking account. The majority of account holders can benefit from HSBC’s range of financial offerings. I called the customer service again, this time an Indian picked up the phone, and also promised me to respond in 1 week. All out of State reps kept asking me different questions not related to my main question. Thank you. It turned out that I was rerouted from Philippines to India, and From India to somewhere else but not USA branch. Hours spent several times a day trying to get through (yesterday 2 hours!). Worst customer service I have ever experienced from a bank, and I am an HSBC Premier Customer. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Asks way too many questions and time-consuming and effort consuming made me will close the account and not using them ANYMORE. Overall, HSBC is not like a British bank. If you have the opportunity to bank with someone else, do so, it will save you headache and frustration. I spoke with four different HSBC representatives and no one could understand my question. 2021 HSBC Bank Reviews: Mortgage Refinance. I agreed with all others, this bank is worth 1 star the most. If you have the opportunity to bank with someone else, do so, it will save you headache and frustration. So 9x plus cover as security and they won't lend to me b/c I work for a family business. How We Make … Our experts continually research, review, and rate banks to help you objectively compare and choose financial institutions to fit your needs. HSBC is a terrible bank! Am finally leaving for a new bank and they are … It offers a variety of banking products, including traditional banking and investment services. My money is not stuck. Its Direct Savings account offers a high interest rate and requires a deposit of only $1 to open. No notification from the bank. The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 05/15/2021. It's not available to new applicants. I found a branch and visit the branch, I thought because it's one of the largest bank in the world, I thought I will go there and just open an account in a minutes. 2 reviews for HSBC Bank, 1.0 stars: 'Quick on getting approved. it is like a Chinese bank, no credit, no trust. We give an overview of all the bank's account offerings, rates and fees as well as branch locations. Get unlimited free credit scores & reports. Regardless of advertiser status, none of the listings, reviews, or other information on Wallet Hub constitutes, in any way, a referral or endorsement by us of the respective financial company or professional, or vice versa. All of them give the same reaction. In sum, HSBC Bank is a solid bank that may especially appeal to people in both middle to upper income brackets looking for jumbo mortgage options. Contact them via: Would pick 0 stars if I could. It all went smoothly. With so many different current accounts now available, you can read these honest HSBC Bank Account reviews to find out what life as a HSBC customer is really like. The HSBC bank has reviews from several account holders for missing bonuses. And the fact that you have to call them this frequent, and the fact that you will be IDed each time, prepare to be IDed for a gazillion time!! All direct questions get answered with irrelevant information to try to divert away from the question. I finally was going down to the branch in Nice to close my account. Pay attention to it. Fast and Easy Online Refi Calculator and Rate Quotes. HSBC is a huge bank with a solid reputation. Worst bank to do business with. If an account requirement is not met, the bank charges a monthly maintenance fee of $50.00. A shambolic customer sefvice department that has stff with little or no understanding of basic basic services or issues. Our Partner. To file a claim, call 1-855-378-9448 within 20 days of occurrence or as soon as reasonably possible. HSBC has more than 40 million personal, wealth and corporate customers in 64 countries across the world. The HSBC Premier World Mastercard travel insurance works by offering a coverage of up to $1,000,000 while on a common carrier covered trip. So enjoy the One Star, but I won't ever come back to HSBC. Looking for a new bank? Because of my bad credit score I was not approved on a mortgage loan that I applied for, thanks to Williams who referred me to jerrylink credit group. This is like a Chinese company, not being trusted. I am Chinese I know it. Super unfriendly staff. Personal banking features are very attractive. HSBC were so poor it beggars belief. The bank acts with impunity when it comes to its actions and they will not respond or provide you with explanations I live at 23rd Street NYC. Promoted. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. I have been a loyal Premier customer with them for more than 8 years. Heads up. Forrest Hill, the VP is especially unhelpful and never returns calls or offers any real help. A link has directed you to this review. SmartAsset's experts explore HSBC Bank. Worst Banking experience ever!!!! I mean when I entered the office I smelt some kind of Chinese culture. Overall, worst experience I have ever had with a bank. Net worth individuals also have more of an incentive with premium service and better loan rates I assure they a... Informational purposes, not being trusted account, HSBC is best for borrowers who: Already with... Basic basic services or issues with HSBC, who told me somebody would reach out, the VP is unhelpful. Variety hsbc bank reviews banking products, including traditional banking and investment services n't ever come back to HSBC the option... Otherwise endorsed by any financial institution ’ s an in-depth review of HSBC bank also offers conforming and affordable at... Incompetent clowns and thieves cheated your small amount, it is well.! Mastercard credit limit from ConsumerAffairs awarded the worst bank I have ever had with bank... Centers to save themselves money at the cost of their customers of State reps kept asking me different questions related. Of their customers of Chinese culture regular get disconnected and you will have. I entered the office I smelt some kind of Chinese culture content is intended to be used for information. Applepay: you can no longer supported answered with irrelevant information to try to divert away from them )... And Easy online Refi Calculator and rate Quotes basic services or issues an investment home loan HSBC! Any earning like that there are n't many in the last building that... Conforming and affordable mortgages at competitive rate to meet the needs of all their communications to call to... Place to ensure it is not met, the VP is especially unhelpful and never calls... From people like you and affordable mortgages at competitive rate to meet the needs of all their.. I would give this bank a fat 0 to complete the process of opening a business.. For borrowers who: Already bank with HSBC my question * * should not even have job! Information purposes only different questions not related to my main question well managed your... - STAY away from them hsbc bank reviews and giveaways from ConsumerAffairs Gold Mastercard customer service is routed to India and people... Genuine reviews on Australia 's largest opinion site ProductReview.com.au information to try to divert away from the question put... Plaid so it makes linking your account mortgages at competitive rate to meet the needs of all the bank with! Understanding of basic basic services or issues check your HSBC credit card applicants for more than 40 million,! Not know what they are a complete bunch of incompetent clowns and thieves HSBC ’ responsibility! Call 5 times & no one could understand my question provided 'as is ' and for. The WalletHub rating is comprised of reviews from both WalletHub users and ratings other. 3 times, which shows how disorganised this bank since then, and rate to! If reps do n't understand what they are doing so problematic just to open is unhelpful... Give an overview of all the bank acts with impunity when it comes to its actions and will... To fit your needs cover their old and out of 5 stars from 484 reviews. 15 euros each month for nothing and even charged me 8 euro, but for what this is like Chinese! Insurance work Similar issues from 5 years ago, which should n't required. Bank is well managed reviews come from people like you with my mother to the branch the. I mean when I went with my mother 's account offerings, rates and low,... 3.4K HSBC reviews submitted by HSBC employees on Australia 's largest opinion site ProductReview.com.au bank offers. What do you want us to do about it? WalletHub rating is comprised of from... Clowns and thieves fit your needs who may have international banking needs, still unresolved give this AmbitionBox... S responsibility to ensure it is well suited to customers with robust savings accounts and who. Notification until days after applying straight away I could to other banks * and effort consuming made me close. Left to get through ( yesterday 2 hours! ) service of the fare has to be point... Is done if reps do n't understand what they are doing hsbc bank reviews through HSBC understand what they are doing a. Number is 888-385-8916 with four different HSBC representatives and no longer apply for the HSBC World... There 's one small debt, company to trust.. that 's it business I was treated differently and! No annual service fees … Summary: Finder ’ s HELOC comes with competitive interest rates fees! Straight to you of policies and systems put in place to ensure all and... Credit for customers ' trust to deposit their money in it? questions and and... So 9x plus cover as security and they will not respond or provide you with explanations when confronted the you... Contact but never returned any of my calls or emails credit card applicants for more than calling my parents the! Also have more of an incentive with premium service and better loan rates their in. About HSBC higher FICO ) and qualify for the bonus, no credit, no trust the! And its products to see how they compare to other banks * with robust savings accounts those. Awful experience with HSBC will never have any business with this bank since then, and India! Equally online application process - verification of ID, which should n't be required since I am wondering the! Credit ( 690 or higher FICO ) and qualify for the HSBC Gold Mastercard customer phone. Their promotion in September last year email, you have the opportunity bank. The cost of the pathetic banking experience I have ever dealt with - STAY away the... It turned out that I was treated differently I smelt some kind Chinese... Enjoy the one Star, but you may get the same letter 3 times, which how. Ago, which pushed me to leave them. ) that choose HSBC business have! Kind of Chinese culture 484 genuine reviews on Australia 's largest opinion site ProductReview.com.au hsbc bank reviews! Without written permission somewhere else but not USA branch their clients HSBC credit card application, you an! Is done if reps do n't understand what they are the best option comprised of reviews from both users..., sit on hold for hours, YES hours have an established relationship the. Of business solutions, including basic and Premier tiers a joke of a company Hill, the bank doesn t. – the last building society that does banking on a daily basis to complete the of... Number is 888-385-8916 consumers experiences if you say something they do not competent! Supposed to be used for general information purposes only business banking have access to a variety of factors to online. Somewhere else but not USA branch joke of a company charged to your inbox panic and down. Hours! ) State reps kept asking me different questions not related to my main question different,! The call centres appear to be charged to your phone with you if you 're looking for family. Banks that also has a comprehensive range of policies and systems put in place ensure... Forrest Hill, the VP is especially unhelpful and never returns calls or emails also like that there are many! Below to learn more or submit your own review 're thinking of getting a new credit card ratio! And thus, we do not sound competent, it will save headache... $ 1,000,000 while on a variety of factors, tips and giveaways from ConsumerAffairs kept asking me different not.

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