This promo is limited to one account per customer, with additional accounts earning the standard rate. No minimum balance requirements. CONS. Atlanta, GA 30348-5474, Small Business General Correspondence — Credit Card and Line of Credit 24 hours a day, 7 days a week, ShareBuilder401K Can I deposit cash at an ATM or a Capital One branch? Unfortunately, branch associates will not be able to help you access your Spark Business account or provide support at this time. This Capital One Spark Cash business credit card review is packed with valuable information about the card's pros and cons, fees and features, customer reviews and much more. The Capital One Spark Business Savings Account is similar to the Capital One 360 personal savings account in several ways. Customer Service for Business Accounts with Digital Access Only: 1-844-88-SPARK (77275) Monday – Friday, 8AM – 8PM ET International Collect: 1-804-476-3040. All Spark Cash Select users … Are transactions really unlimited with my Spark Business Checking account? Capital One Spark Miles for Business comes with an annual fee of $95. Contact us by U.S. Mail. Digital Spark Business services are designed for businesses that don’t handle much cash. Monday – Friday, 8AM – 8PM ET Customer Service Coordinator: Capital One Financial Corporation: Las Vegas, NV: $28K-$47K: Customer Service Coordinator (Overnight) Capital One Financial Corporation: Las Vegas, NV: $27K-$44K: Customer Service Coordinator - Digital Operations: Capital One Financial Corporation: Chesapeake, VA PO Box 105474 Sign in to access Spark Business online banking. Businesses sometimes have to spend a lot of money and put bills on hold while waiting for payments from clients. Rate Source: Informa Research Services, 11/6/18. Capital One was ranked fourth out of eight in the J.D. Also, you can set up the Courtesy Overdraft feature which draws from a variable amount of overdraft coverage for transactions exceeding your available Business Checking balance. Capital One® Spark® Cash for Business These ratings and reviews are provided by our users. Can I go to a Capital One Bank branch for service or support? Capital One Merchant Services We're at your service. It’s the less expensive, if less rewarding, sibling to the Capital One Spark Cash card. Capital One Upon expiration, the standard interest rate in effect as of that date will apply to the entire balance. Power 2020 U.S. Small Business Credit Card Satisfaction Study. Deposit a check at a deposit-taking Capital One ATM using your Spark Business Debit card and PIN. Change your location. Capital One Spark is Capital One’s line of small business credit cards. Customer Service for Business Accounts with Access to a Branch: 1-888-755-2172 Monday – Friday, 8AM – 8PM ET International Collect: 1-804-476-3030. Current Spark Business Checking customers can order business checkbooks from. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. Terms and conditions subject to change without notice. For many spenders, this might be the better Capital One small business choice. PO Box 30285 Spark Business Checking and Spark Business Savings accounts are free – there are no monthly service fees. Top cash back business cards. Not in {{LOCATION}}? Service on existing accounts will not be impacted. Learn more about FDIC insurance coverage. The Capital One Spark Miles Select has no annual fee, and earns 5 miles per dollar spent on limited travel categories—hotels and rental cars—and 1.5 miles per dollar on all other purchases. New cardholders who charge $3,000 to Spark Cash Select within three months of opening an account get a $200 bonus. We're making some updates to our products and aren't accepting new Spark® Business Savings or Spark® Business Checking accounts right now. Enjoy free unlimited checking transactions – deposits, withdrawals and transfers – no matter how many you make each month. Use your User ID and Password to sign in on desktop or mobile devices. International Collect: 1-804-476-3040, Capital One Merchant Services: 24 hours a day, 7 days a week, Customer Service for Business Accounts with Access to a Branch: 1-888-755-2172 Salt Lake City, UT 84130-0285, How to find an address for mailing correspondence to Capital One. The best things about the Spark Classic business card are its $0 annual fee and the 1% cash back that cardholders earn on all purchases. Build your credit with a card that … Credit Level: Fair. Please check back later. You can manage your account online or … Along these lines, the Spark Business Savings account also has no minimum opening deposit or average balance requirement, both of which you don’t typically see with business savings accounts. Current Spark Business Checking customers can order business checkbooks from sparkbusiness.capitalone.com. for Your Business. If your balance remains below $0 after 12:00 a.m. Moreover, the Capital One Spark Business Savings account has no monthly fee—which is pretty unusual for a business savings account (especially one from a traditional brick-and-mortar bank). There’s really no monthly minimum balance required? The sign-up bonus is lacking The fact the Spark Cash Select from Capital One comes with no annual fee means you can keep it indefinitely without paying for the privilege or wondering if you’re wasting money. Our trained support team can be reached at 1-844-88-SPARK from 9am to 8pm ET, Monday–Friday. With the Capital One® Spark® Classic for Business, that means a high interest rate. Capital One Financial Corporation: New York, NY: Bilingual (Spanish) Sr. You can set up one or both. You can access your accounts online at sparkbusiness.capitalone.com. 1-877-383-4802 For faster customer service, please use the links above to contact the appropriate customer service center for your specific needs. Promotional APY Offer: The promotional Annual Percentage Yield (APY) is available to new accounts only and varies depending on account balances. Bottom line. Call them toll-free at 1-800-867-0904. (Also to open an account or to report a lost or stolen credit card) Otherwise, you’ll face a … Interested in learning more about Capital One® business products and services? Spark Business Savings Terms & Conditions, Use your debit card to withdraw cash at more than 37,000 fee-free Allpoint® and 2,000 Capital One® ATMs nationwide, Get cash from stores that allow cash back as part of a PIN-based purchase, Use your debit card anywhere MasterCard® is accepted. ET, a $35 charge will be applied for each transaction above $5. Attention Business Owners: Capital One's SPARK Classic credit card product does not build business credit.After using the business card for 2 years and many complaints to customer service, a Capital One supervisor finally admitted that Capital One only reports credit history to the bureaus under the primary card holder's personal SS#. Four are designed for large or small business owners with excellent credit scores, with a fifth designed for people with fair or average credit. This card comes with a variable APR of 26.99% on purchases and balance transfers. Find the right address to mail Capital One about the following issues: Mailing a credit card payment Please visit Spark Business Savings Terms & Conditions for additional information about deposit limits and fees. Let’s see how this card stacks up against another Capital One card with slightly higher credit requirements, Spark Cash. Why can't I sign up for Spark Business Checking or Spark Business Savings? Credit Level: Excellent. Absolutely. International Collect Let’s find out if it's a good choice for your business! International Collect: 1-804-476-3030, Customer Service for Business Accounts with Digital Access Only: The first checkbook is $30 and each additional checkbook is $22. The Capital One® Spark® Cash for Business card's customer service can easily be reached online or by calling (800) 867-0904. Best business credit cards for startups. For Capital One’s personal cards go to this page.. The Capital One® Spark® Classic for Business card can help you earn unlimited cash back while building credit and paying for your business. Please see important update about Paycheck Protection Program support below. Spark Miles for Business is only available to applicants with excellent credit. Small Business Credit Card Customer Service: 1-800-867-0904 Chip technology is the global standard and adds a new layer of security against fraud protection. Our Spark representatives are specially trained to work with business owners and are available to answer any questions you may have. Capital One® Spark® Cash Select for Business is a solid business rewards credit card with no annual fee. Capital One Spark Cash card. Similar to the Spark Miles card, the Spark Cash offers a flat 2 percent rate on every purchase. Fees: Whereas Spark Classic has no annual fee, Spark Cash charges a $95 annual fee -- although they do waive it for your first year. 1-800-943-6108 x1 Standard APY is variable and subject to change at any time without notice. Your newly opened Spark Business Savings account will receive the promotional Annual Percentage Yield (APY) for up to $5 million in balances. Capital One Spark Business Credit Card Customer Service Phone Number Gary Thomas April 8, 2021 21 Gallery Of Capital One Spark Business Credit Card Customer Service Phone Number Give us a call at 1-844-88-SPARK. 24 hours a day, 7 days a week, Online Banking Customer Service for Small Business Credit Card Customers: 1-866-750-0873 Promotional rate will expire 365 days after account opening. The new program partners small businesses in select markets with local Capital One Cafés for a series of opportunities by educating café customers on industry trends, engaging consumers […] Give us a call at 1-844-88-SPARK. There are five Spark cards in total. Capital One Investing Online Accounts; General customer service phone support. Capital One Spark Classic for Business is a strong business credit card, but it may not be right for you. Interest earned is compounded monthly and will be credited on the last day of each cycle. Limit one promotional Spark Business Savings account per customer. None. You can’t deposit bills at Capital One branches. Recommended: Read our review of the best business credit cards. Just fill out the form to get started. Capital One offers five different credit cards in its Spark family of business cards, including two cash back cards which are covered in this review.. And there have been some improvements along the way. Features: Bank of America has 16,000 ATMs and 4,600 branches in the US, whereas Spark Business gives you access to 40,000 ATMs but no physical branches. Capital One Spark® Business Savings Account Review. ET that same day, there will be no overdraft charge. 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